For regular television viewers - commercials for insurance companies seem to air several times an hour. Who doesn't know one or two of the more popular jingles? Who can't identify unusual mascot spokespersons for others?
And there's one company that must add a new segment each week with a kooky saleswoman spewing clever sales advice? All these ads may convince the consumer that the insurance business is a 'warm and fuzzy' one with the best interest of its customers at heart - unfortunately, often nothing can be further from the truth.
Insurance company bad acts in claims handling and deceptive practices - well, if not rampant certainly more common than the consumer is aware of - impacts consumers in all areas of their daily lives - from purchasing the correct amount to meet their home, life, and vehicle needs to filing claims that are rejected for minor and unexpected reasons.
Meanwhile, insurance companies rake in billions of dollars in profits - from the premiums of their customers who often loyally and without hesitation send off their monthly payments fully trusting that if there comes a time they are in need (heaven forbid) - then their insurance company will be there for them.
Well here is an example of when they were not. An insurance company balked at paying the medical bills of an accident victim because they offered that perhaps the man's physical maladies were not the cause of the accident - one in which the gentleman was in a driver's side impact collision that required two neck surgeries to repair his bodily injuries.
So they sent him to a doctor who makes a good part of his money in helping insurance companies deny claims-never mind the 2 treating doctors. The doctor's opinions are the same on pretty much each and every case he handles for the insurance company- they should not have operated, the victims condition already existed and the wreck was not the cause.
Unfortunately, this scenario repeats itself daily as it seems insurance companies are more willing to pay your premiums to unethical doctors and others to find ways to avoid paying accident victims than actually meeting their obligations.
Do not allow yourself to be bullied by your insurance company if you are in an accident find a good personal injury attorney.
Greg Baumgartner is a Texas semi truck accident lawyer and the founder of the Baumgartner law firm, which is dedicated to helping injury victims seek civil justice. For a free no obligation consultation with a personal injury attorney in Texas call the Baumgartner firm.
